Need a MORTGAGE? your credit is good but your income or business is not making enough to get A MORTGAGE at the bank? Are you a non citizen and wants to buy a property?

LET US HELP YOU!!!

FOR RESIDENTIAL (NY, NJ, FL, CT) OUTSIDE THE CONFORMING BOX and NON US CITIZENS
 
* NO TAX RETURNS REQUIRED
* LOANS FOR PRIMARY RESIDENCES, SECOND HOMES AND INVESTMENT PROPERTIES
* FLEXIBLE TERMS. 3/5/7/10 ARMS OR 15 YEAR FIXED WITH 30 YEAR AMORTIZATION
* NO PREPAYMENT PENALTY ON PRIMARY AND SECOND HOMES ,1 YEAR PRE PAYMENT ON INVESTMENTS
* ALLOW TITLE TO BE HELD IN LLC ON ALL PROPERTY TYPES
* WILL ALLOW FOR LARGE CASH OUT OF ALL PROPERTY TYPES UP TO 1.5M IN PROCEEDS
* NO SEASONING ON TITLE REQUIRED
* COLLATERAL 1-4 FAMILY HOMES, CONDOMINIUMS AND COOPS
 
Product Highlights- filling the Gaps. Conventional banks VS US
* NO BANK STATEMENTS required if seasoning is an issue can avoid bank statements all together- BIG BANKS REQUIRE 2-3 months
* CAN USE BUSINESS FUNDS AND OR PERSONAL FUNDS FOR CLOSING- BIG BANKS DO NOT ALLOW BUSINESS FUNDS FOR RESIDENTIAL REAL ESTATE
* BORROWER CONTRIBUTION OF 5% REQUIRED – REMAINING CAN BE GIFT FROM FAMILY- BIG BANKS DO NOT ALLOW GIFTS ON INVESTMENT PROPERTY
* TITLE IN LLC, REVOCABLE TRUST, CORPORATION- BIG BANKS DO NOT ALLOW
* LARGE CASH OUT UP TO 1.5M- BIG BANKS MAX OUT AT 350K
* HOME EQUITY LINE OF CREDIT FOR INVESTMENT PROPERTY- BIG BANKS DO NOT OFFER THIS OTHER THAN FOR PRIMARY RESIDENCES AND 2ND HOMES
* MINIMUM FICO SCORE IS 660 – BIG BANKS REQUIRE 700-720 FICO SCORES  (MUST HAVE GOOD CREDIT HISTORY- NO FORECLOSURE,BANKRUPTCY OR SHORT SALES)
* 30 DAYS FROM APPLICATION TO CLOSING- BIG BANKS TAKE 60-90 DAYS TO CLOSE.
* VERY LOW RATES- AVERAGE RATE IS 6% ( DEPENDING ON PROGRAM SELECTED). rage from 5.5% to 6.375%.
* WILL LEND TO FOREIGN CLIENTS ( NO US CREDIT, INCOME OR HISTORY).  – BIG BANKS WILL NOT LEND TO NON US CITIZENS OR GREEN CARD HOLDERS

Want more details? give us a call at 347-312-2222 or fill up the contact us form,