If you have bad credit or we are in the process of restoring your credit, you can go over the offers of HOW TO BUILD YOUR credit and consult with us which one is better fit for you:


  1. NCD – Offer you up to $5000 UNSECURED REVOLVING credit line. reporting to Equifax and Transunion. MUST be citizens of the US…

  2. MyJewelersClub – Offering you $5000 credit limit store credit if you have 2 accounts on Experian (open or closed or AU line and you must be a CITIZEN of the US) apply is very simple.
  3.  ShopSimplioCredit Limit up to $12,500 ( Reports to Equifax & Transunion) Get Approval of Up to $12,500 of Unsecured Revolving Credit within 48-72 Hours! New name brand products added daily!To qualify for an account with shopsimplio.com the following minimum criteria must be met:
    Be A US Citizen Be 18 years or older ave a valid social security number Have a monthly household income of $1400.00 Purchase a membership and Complete the application on the checkout page Prior Credit History, Good or Bad In order for your report to be submitted, you must purchase at least 1 product.  

    Build Credit While You Shop
  4. Credit BUilder – Credit card with OpenSky. You choose the number of the Pre-Paid cards (1 or 2), you pay the limit amount desired ($200-$1500) after applying and verifying your information and identity you will get a SECURED card that reports UNSECURED on ALL 3 BR.