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Primary Trade lines are a MUST to build your credit

Below are my favorite legitimate primary trade-line options that will help to BOOST YOUR CREDIT SCORE and build a solid foundation for your credit report.  1. Rental Kharma • This company will report your rent to Transunion, which will boost your credit score because adding positive tradelines is super powerful. • Their website is Read more »

How your personal information is important

FACT: When a company elects to Collect a debt, YOUR REPORTED PERSONAL IDENTIFIERS are likely to play a HUGE PART in that collection effort(s). MOST CONSUMERS are UNAWARE of the FACT that legally, Debt collectors can use your credit report to obtain information, like your address or place of employment, that would help them collect Read more »

How do late payments really effect your score

The HIGHER your then-CURRENT SCORE at the TIME of a late event the effect is substantially MORE NEGATIVE than for the same late scenario in circumstances where the consumer has a lesser then-current fico score.   AT DIFFERENT LEVELS of credit worthiness,bad reported information has a vastly DIFFERENT EFFECT that is otherwise unknown to most Read more »

Business Credit

If you are a business owner already or thinking about becoming one, you should read this article! It is very important not to risk your own money or credit score and LIFE for the business success. There is a great way to build your business credit and strength from the start without risking your own Read more »