Monthly Archives: November 2018

How your personal information is important

FACT: When a company elects to Collect a debt, YOUR REPORTED PERSONAL IDENTIFIERS are likely to play a HUGE PART in that collection effort(s). MOST CONSUMERS are UNAWARE of the FACT that legally, Debt collectors can use your credit report to obtain information, like your address or place of employment, that would help them collect Read more »

How do late payments really effect your score

The HIGHER your then-CURRENT SCORE at the TIME of a late event the effect is substantially MORE NEGATIVE than for the same late scenario in circumstances where the consumer has a lesser then-current fico score.   AT DIFFERENT LEVELS of credit worthiness,bad reported information has a vastly DIFFERENT EFFECT that is otherwise unknown to most Read more »